New Jersey
Infant childcare cost in New Jersey
Center-based infant care in New Jersey typically runs $16,800–$22,500 per year, or about $1,400–$1,875 per month. That's about 15% of the state's median household income.
Center daycare
$16,800–$22,500
per year
Home daycare
$12,500–$17,000
per year
Nanny (full-time)
$44,200–$62,400
per year
Run your numbers
Calculator: childcare cost in New Jersey
Compare care types in New Jersey
| Type | Annual range |
|---|---|
| Center daycare | $16,800–$22,500 |
| Home daycare | $12,500–$17,000 |
| Nanny share (1/2) | $23,400–$33,800 |
| Nanny (full-time) | $44,200–$62,400 |
| Part-time (3 days) | $10,920–$16,875 |
Questions to ask a daycare provider
- What is your infant-to-staff ratio and group size?
- How do you handle nap, feedings, and diapering schedules?
- How do you communicate updates to parents during the day?
- What is your sick / fever / antibiotic policy?
- How are caregivers trained on safe sleep and CPR?
- What is your turnover rate for infant teachers?
- How are tuition increases announced?
- Are registration, supply, and holiday fees in writing?
- How long is the waitlist and how does deposit work?
- How do you handle separation-anxiety transitions?
Local context
What's typical in New Jersey
New Jersey infant childcare costs sit in the higher half of states: center care runs about $16,800–$22,500 per year, with home daycare typically 15–25% cheaper at $12,500–$17,000. Nanny costs are higher because they include a single caregiver's full-time wage; a nanny share with one other family typically runs about half that.
For a family at the New Jersey median household income, full-time center care for an infant typically takes roughly 15% of pre-tax income — well above the 7% benchmark HHS uses for subsidy copayments under the Child Care and Development Fund. That's why most families compare multiple care types before committing.
How to bring the cost down in New Jersey
- Family or home-based daycare is usually 15–25% cheaper than a center.
- Nanny share splits a nanny's cost between two families.
- Part-time care (3 days/week) typically prices at 65–75% of full-time — not the 60% you might expect from the day count alone.
- Federal Child & Dependent Care Tax Credit and a Dependent Care FSA can reduce effective cost.
- Some employers offer subsidized care, on-site care, or backup care benefits — ask HR.