Terms of Use

Last updated: 2026-04-30

Planning estimates only

FirstYearCost.com provides planning estimates for first-year baby costs in the United States. Nothing on this site is medical, financial, legal, or insurance advice. Costs vary widely by location, provider, plan, and family choices. We do not guarantee accuracy, completeness, or fitness for any purpose.

No professional advice

Decisions about pediatric care, infant feeding, formula selection, insurance enrollment, and financial planning should be made with appropriate professionals — your pediatrician, insurance representative, HR team, financial advisor, or attorney. The calculators here are educational tools, not substitutes for professional guidance.

Permitted use

You may use the site for personal, non-commercial planning purposes. You may not copy substantial portions of the site, scrape the data, or republish it without permission. You may screenshot or print your own estimate for personal use.

Third-party content & links

We link to third-party websites for source attribution and affiliate purposes. We are not responsible for the content or practices of third-party sites.

Limitation of liability

To the maximum extent permitted by law, FirstYearCost.com and its operators are not liable for any direct, indirect, incidental, or consequential losses arising from use of the site or reliance on its estimates.

Changes

We may update these terms as the site evolves. The "last updated" date reflects the most recent change.